You are currently viewing Does WorkSafeBC Accept COVID-19 Claims?

Does WorkSafeBC Accept COVID-19 Claims?

Can you file a WorkSafeBC claim when contracting COVID-19 at work? A total of 1,132 people have filed COVID-19 claims with WorkSafeBC, according to a September 23, 2020 update. Only 379 of those claims have been allowed.

The following table shows the total number of claims classified as allowed, disallowed, no adjudication required, pending, rejected, and suspended.

 AllowedDisallowedNo Adjudication RequiredPendingRejectedSuspendedTotal
Total379505421292751,132

A claim is disallowed (denied) by WorkSafeBC when they find that there is insufficient evidence to prove that the worker has contracted the COVID-19 virus. Suspended claims may proceed at a future time. WorkSafeBC classifies a claim as rejected if a worker is in an industry that is not covered by the BC Workers’ Compensation Act or if a worker is self-employed and has not purchased personal optional protection coverage.  

The following table shows the total number of claims by industry that are classified as allowed, disallowed, no adjudication required, pending, rejected, and suspended. Most COVID-19 claims involve the Service – Health Care and Social Service industry. The next highest-ranking industries for COVID-19 claims are self-insured employers, other service subsectors (including education, business, and other services), the public sector, agriculture, and the hospitality industry (Service – Accommodation, Food and Leisure).

 AllowedDisallowedNo Adjudication RequiredPendingRejectedSuspendedTotal
Total379505421292751,132
Service – Health Care and Social Service2732641760133648
Unknown employer or sector2120635 18181
Self-insured employers 1217 3 6 846
Service – Other subsectors (including education, business, and other services)1716211542
Public Sector102335  41
Agriculture287 2  37
Service – Accommodation, Food and Leisure111714  33
Trade (including retail & wholesale)6923 525
Manufacturing – Food and Beverage Products183   122
Service – Education  6 110  17
Construction11032  16
Transportation and Warehousing192  214
Manufacturing – Wood and Paper Products 22  37
Manufacturing – Metal and Non-Metallic Mineral Products 2    2
Oil & Gas or Mineral Resources    1  1

In many ways, WorkSafeBC essentially operates as an insurance company for employers. Employers pay monthly premiums in order to get coverage for the costs of claims. Where possible, WorkSafeBC will deny your claim or minimize your entitlement in order to keep costs low. The statistics confirm that WorkSafeBC denial rates are high for COVID-19 claims.

If you would like to schedule a consultation appointment to discuss your claim, please contact Gosal & Company at info@gosalandcompany.com or (604) 591-8187.