It is important to understand how workers’ compensation laws protect you and what benefits you are entitled to if you have been injured at work. This guide explains the laws, your rights, the claims process, and how to appeal if your claim is denied
What Are Workers’ Compensation Laws?
Workers’ compensation laws are regulations that ensure injured workers receive medical care, wage replacement, and other benefits if they suffer a workplace injury or illness.
How Workers’ Compensation Laws Protect Workers
These laws guarantee that:
- Workers receive prompt medical treatment for work-related injuries or illnesses.
- Wage-loss benefits are paid while the worker recovers.
- Workers cannot be fired or punished for filing a legitimate claim.
Who Is Eligible for Workers’ Compensation?
Most employees, including full-time, part-time, temporary, and seasonal workers are covered by workers’ compensation. Independent contractors and volunteers also may be eligible for worker’’ compensation.
The Workers’ Compensation Claims Process Explained
- Report your injury to your employer as soon as possible.
- Seek medical care and ensure your doctor files a report.
- Complete and submit a claim form to the workers’ compensation board.
- Wait for the board’s decision, which typically arrives within a few weeks.
Once you have filed a claim with WorkSafeBC, our experienced workers’ compensation lawyers can assist you with the appeals process. Our team is here to help.
Common Reasons for Workers’ Compensation Claim Denials
Your claim may be denied if:
- The injury was not reported promptly.
- It was not deemed work-related.
- There is insufficient medical evidence.
- WorkSafeBC believes you are fit to return to work.
If your claim is denied, you still have options. Contact our office at (604) 591-8187 to consult with one of our workers’ compensation lawyers today.
How to Appeal a Denied Workers’ Compensation Claim
Appealing a denial can be complex, but you have options:
- Request a review with WorkSafeBC’s Review Division.
- Appeal to the Workers’ Compensation Appeal Tribunal (WCAT) if needed.
At Gosal & Company, we guide you through every step of the appeal process. Our team will explain the merits and potential weaknesses of your case, identify ways to strengthen your appeal, and help gather the medical and factual evidence needed to support your claim. You do not have to face this process alone.
Do You Need a Lawyer for a Workers’ Compensation Claim?
While you can file a claim on your own, hiring an experienced lawyer can:
- Help you understand your rights.
- Identify weaknesses in your claim.
- Strengthen your case during appeals.
- Ensure you receive the benefits you’re entitled to.
At Gosal & Company, we focus on helping injured workers navigate the system confidently.
Recent Changes in Workers’ Compensation Laws
Workers’ compensation laws can change to reflect evolving workplace needs, such as:
Under the Workers Compensation Amendment Act, 2020 (Bill 23), WorkSafeBC now allows a retirement age determination after a worker turns 63, not just before age 65.
As of January 1, 2025, the maximum insurable wage rate has been raised to $121,500, up from $116,700 in 2024. This means that wage-loss benefits, permanent disability rates, and other compensation are calculated based on this updated maximum, providing greater support to higher earners within WorkSafeBC’s system.
Frequently Asked Questions About Workers’ Compensation
How long do I have to file a claim?
You should report your injury to your employer immediately and file your claim as soon as possible.
What if I disagree with the doctor WorkSafeBC assigned?
You can seek a second opinion and include supporting evidence during your appeal.