If you have been injured at work or developed an illness because of your job, it is important to understand how workers’ compensation works. This guide explains eligibility, benefits, and how to navigate the claims process.
What Is Workers’ Compensation?
Workers’ compensation is a government-mandated insurance program that provides financial and medical benefits to workers injured on the job or who develop work-related illnesses. In British Columbia, it is administered by WorkSafeBC.
The Purpose of Workers’ Compensation Laws
These laws are designed to:
- Protect workers by covering medical costs and wage-loss benefits
- Help workers recover and return to work
- Ensure workplace safety through education and enforcement
Who Is Eligible for Workers’ Compensation Benefits?
Most full-time, part-time, temporary, and even some contract workers are eligible. To qualify, your injury or illness must:
- Be work-related
- Be reported promptly to your employer
- Be supported by medical documentation
Types of Injuries Covered by Workers’ Compensation
WorkSafeBC covers a wide range of injuries and illnesses, including:
- Traumatic injuries (falls, cuts, burns, fractures)
- Repetitive strain injuries (RSIs)
- Occupational diseases (asbestos exposure, hearing loss)
- Psychological injuries related to workplace incidents
What Benefits Does Workers’ Compensation Provide?
Injured workers may be entitled to:
- Medical treatment and rehabilitation
- Wage-loss benefits while unable to work
- Permanent disability benefits if fully recovered is not possible
- Vocational rehabilitation if you can’t return to your previous job
How to File a Workers’ Compensation Claim
- Report the injury to your employer as soon as possible.
- Seek medical care and ensure your doctor files a report.
- Complete and submit a Form 6 – Worker’s Report of Injury or Occupational Disease to WorkSafeBC.
- You can also call WorkSafeBC Teleclaim to start your claim.
Common Reasons for Workers’ Compensation Claim Denials
Claims may be denied if:
- The injury isn’t clearly work-related
- The injury wasn’t reported promptly
- Insufficient medical evidence is provided
- WorkSafeBC determines you’re fit to return to work
If your claim or benefits are denied, you have the right to appeal. Contact our office to speak to a workers’ compensation lawyer to see how we can assist you.
How to Appeal a Denied Workers’ Compensation Claim
Appealing a denial can be complex, but you have options:
- Request a review with WorkSafeBC’s Review Division.
- Appeal to the Workers’ Compensation Appeal Tribunal (WCAT) if needed.
At Gosal & Company, we guide you through every step of the appeal process. Our team will explain the merits and potential weaknesses of your case, identify ways to strengthen your appeal, and help gather the medical and factual evidence needed to support your claim. You do not have to face this process alone.
Your Rights Under Workers’ Compensation Laws
You have the right to:
- File a claim without fear of employer retaliation
- Receive appropriate medical treatment
- Appeal unfair decisions
- Have your claim fairly assessed
Do You Need a Lawyer for Your Workers’ Compensation Claim?
While you can file a claim without a lawyer, legal help can make a big difference, especially if your claim is denied, your benefits are cut, or you’re facing a complex appeal. At Gosal & Company, we are here to guide you through the process.
Understanding your rights under workers’ compensation is crucial to protecting your health and livelihood after a workplace injury. If you’re unsure about your claim or need help with an appeal, contact Gosal & Company today at (604) 591-8187 or by email at info@gosalandcompany.com.
Frequently Asked Questions About Workers’ Compensation
Can I choose my own doctor?
Yes — but WorkSafeBC may require assessments with their medical advisors.
What happens if my employer disagrees with my claim?
WorkSafeBC makes the final decision, not your employer.